Disclosures

Differences in Performance Results

The actual performance of client accounts may differ substantially from the results of representative accounts used in Purcell’s performance reports based on several factors including, but not limited to, account restrictions, differences in transaction costs and other expenses.

The performance of Purcell Advisory Services’ investment programs within a variable annuity may differ substantially from the results of representative accounts used in Purcell’s performance reports for several reasons including the sub-accounts available. Leveraged long and inverse funds may not be available. Other factors affecting performance include the cost of riders chosen as part of the variable annuity contract.

Use of Indexes

This web site uses a number of indexes to explain and illustrate investment concepts. Indexes are very useful in providing a means for individuals to verify the accuracy of statements made in this and other presentations but their limitations need to be understood.

Index returns are for illustrative purposes only and do not represent actual performance of an account. Purcell Advisory performance does not guarantee future results. You cannot invest directly in an index. Index performance returns do not reflect any management fees, transaction costs or expenses, the incurrence of which would have the effect of decreasing indicated historical performance results.

Investment Risk

All investments have the potential for loss as well as profit. No current or prospective investor should assume that future performance results will be profitable or equal the Purcell Advisory performance. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or investment approach will be profitable. The information provided here is intended to be general in nature and should not be construed as investment advice or as a recommendation of any specific fund, security or investment approach. Investors should consult with a financial advisor before investing.

General Disclosure

Notice to Representatives

Because of the varying policies at each brokerage firm, Purcell cannot be held responsible for SEC/FINRA compliance within a given brokerage firm or registered investment advisor. It is the responsibility of each representative to ensure that all marketing tools have been reviewed and approved by their own internal compliance officers.